A hospital confinement due to an illness or injury can happen to anyone. Hospital Indemnity Insurance benefit payments are made directly to you and can be used however you choose, no matter what other coverage you may have. These benefit payments can help pay for out-of-pocket healthcare costs or other household expenses which can pile up during a hospital stay. Hospital Indemnity insurance helps provide financial peace of mind. Enroll in this newly offered benefit today!
Important Documents
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Hospital Indemnity Plan Summary
See what's covered!
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Hospital Indemnity Overview
See how you can protect your savings from a trip to the hospital.
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Hospital Indemnity Claim Form
Submit your claim form directly to Guardian.
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Health Screening Claim Form
Receive a $50 benefit for completing a covered health screening and submit your claim form to Guardian.
Online Resources & Apps
Helpful Videos
What is Hospital Insurance?
Need Help?
Guardian Customer Service
1-800-268-2525
Guardian Life Insurance Company Hospital Indemnity Claims P.O. Box 14752 Lexington, KY 40512